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第33章

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ng…and…wing。〃 Outside the wind was simply the usual strong breeze; but; as it passes through the head of the Golden Gate; it increases; and there; too; we met a strong ebb…tide。

The schooner was loaded with lumber; much of which was on deck; lashed down to ring bolts with raw…hide thongs。  The captain was steering; and I was reclining on the lumber; looking at the familiar shore; as we approached Fort Point; when I heard a sort of cry; and felt the schooner going over。  As we got into the throat of the 〃Heads;〃 the force of the wind; meeting a strong ebb…tide; drove the nose of the schooner under water; she dove like a duck; went over on her side; and began; to drift out with the tide。  I found myself in the water; mixed up with pieces of plank and ropes; struck out; swam round to the stern; got on the keel; and clambered up on the side。  Satisfied that she could not sink; by reason of her cargo; I was not in the least alarmed; but thought two shipwrecks in one day not a good beginning for a new; peaceful career。  Nobody was drowned; however; the captain and crew were busy in securing such articles as were liable to float off; and I looked out for some passing boat or vessel to pick us up。  We were drifting steadily out to sea; while I was signaling to a boat about three miles off; toward Saucelito; and saw her tack and stand toward us。  I was busy watching this sail…boat; when I heard a Yankee's voice; close behind; saying; 〃This is a nice mess you've got yourselves into;〃 and looking about I saw a man in a small boat; who had seen us upset; and had rowed out to us from a schooner anchored close under the fort。  Some explanations were made; and when the sail…boat coming from Saucelito was near enough to be spoken to; and the captain had engaged her to help his schooner; we bade him good by; and got the man in the small boat…to carry us ashore; and land us at the foot of the bluff; just below the fort。  Once there; I was at home; and we footed it up to the Presidio。  Of the sentinel I inquired who was in command of the post; and was answered; 〃Major Merchant。〃  He was not then in; but his adjutant; Lieutenant Gardner; was。  I sent my card to him; he came out; and was much surprised to find me covered with sand; and dripping with water; a good specimen of a shipwrecked mariner。  A few words of explanation sufficed; horses were provided; and we rode hastily into the city; reaching the office of the Nicaragua Steamship Company (C。 K。 Garrison; agent) about dark; just as the purser had arrived; by a totally different route。  It was too late to send relief that night; but by daylight next morning two steamers were en route for and reached the place of wreck in time to relieve the passengers and bring them; and most of the baggage。 I lost my carpet…bag; but saved my trunk。  The Lewis went to pieces the night after we got off; and; had there been an average sea during the night of our shipwreck; none of us probably would have escaped。  That evening in San Francisco I hunted up Major Turner; whom I found boarding; in company with General E。 A。 Hitchcock; at a Mrs。 Ross's; on Clay Street; near Powell。  I took quarters with them; and began to make my studies; with a view to a decision whether it was best to undertake this new and untried scheme of banking; or to return to New Orleans and hold on to what I then had; a good army commission。

At the time of my arrival; San Francisco was an the top wave of speculation and prosperity。  Major Turner had rented at six hundred dollars a month the office formerly used and then owned by Adams & Co。; on the east side of Montgomery Street; between Sacramento and California Streets。  B。 R。 Nisbet was the active partner; and James Reilly the teller。  Already the bank of Lucas; Turner & Co。  was established; and was engaged in selling bills of exchange; receiving deposits; and loaning money at three per cent。  a month。

Page; Bacon & Co。; and Adams & Co。; were in full blast across the street; in Parrott's new granite building; and other bankers were doing seemingly a prosperous business; among them Wells; Fargo & Co。; Drexel; Sather & Church; Burgoyne & Co。; James King of Win。; Sanders & Brenham; Davidson & Co。; Palmer; Cook & Co。; and others。 Turner and I had rooms at Mrs。 Ross's; and took our meals at restaurants down…town; mostly at a Frenchman's named Martin; on the southwest corner of Montgomery and California Streets。  General Hitchcock; of the army; commanding the Department of California; usually messed with us; also a Captain Mason; and Lieutenant Whiting; of the Engineer Corps。  We soon secured a small share of business; and became satisfied there was room for profit。 Everybody seemed to be making money fast; the city was being rapidly extended and improved; people paid their three per cent。 a month interest without fail; and without deeming it excessive。 Turner; Nisbet; and I; daily discussed the prospects; and gradually settled down to the conviction that with two hundred thousand dollars capital; and a credit of fifty thousand dollars in New York; we could build up a business that would help the St。 Louis house; and at the same time pay expenses in California; with a reasonable profit。  Of course; Turner never designed to remain long in California; and I consented to go back to St。 Louis; confer with Mr。 Lucas and Captain Simonds; agree upon further details; and then return permanently。

I have no memoranda by me now by which to determine the fact; but think I returned to New York in July; 1853; by the Nicaragua route; and thence to St。 Louis by way of Lancaster; Ohio; where my family still was。  Mr。 Lucas promptly agreed to the terms proposed; and further consented; on the expiration of the lease of the Adams & Co。  office; to erect a new banking…house in San Francisco; to cost fifty thousand dollars。  I then returned to Lancaster; explained to Mr。 Ewing and Mrs。 Sherman all the details of our agreement; and; meeting their approval; I sent to the Adjutant…General of the army my letter of resignation; to take effect at the end of the six months' leave; and the resignation was accepted; to take effect September 6; 1853。  Being then a citizen; I engaged a passage out to California by the Nicaragua route; in the steamer leaving New York September 20th; for myself and family; and accordingly proceeded to New York; where I had a conference with Mr。 Meigs; cashier of the American Exchange Bank; and with Messrs。  Wadsworth & Sheldon; bankers; who were our New York correspondents; and on the 20th embarked for San Juan del Norte; with the family; composed of Mrs。 Sherman; Lizzie; then less than a year old; and her nurse; Mary Lynch。  Our passage  down was uneventful; and; on the boats up the Nicaragua River; pretty much the same as before。  On reaching Virgin Bay; I engaged a native with three mules to carry us across to the Pacific; and as usual the trip partook of the ludicrous Mrs。 Sherman mounted on a donkey about as large as a Newfoundland dog; Mary Lynch on another; trying to carry Lizzie on a pillow before her; but her mule had a fashion of lying down; which scared her; till I exchanged mules; and my California spurs kept that mule on his legs。  I carried Lizzie some time till she was fast asleep; when I got our native man to carry her awhile。  The child woke up; and; finding herself in the hands of a dark…visaged man; she yelled most lustily till I got her away。  At the summit of the pass; there was a clear…running brook; where we rested an hour; and bathed Lizzie in its sweet waters。  We then continued to the end of our journey; and; without going to the tavern at San Juan del Sur; we passed directly to the vessel; then at anchor about two miles out。 To reach her we engaged a native boat; which had to be kept outside the surf。  Mrs。 Sherman was first taken in the arms of two stout natives; Mary Lynch; carrying Lizzie; was carried by two others; and I followed; mounted on the back of a strapping fellow; while fifty or a hundred others were running to and fro; cackling like geese。

Mary Lynch got scared at the surf; and began screaming like a fool; when Lizzie became convulsed with fear; and one of the natives rushed to her; caught her out of Mary's arms; and carried her swiftly to Mrs。 

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