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distrust would have prevented。 In the affairs of this world�察�men are not 
saved by faith�察�but by the want of it。 Judge men by what they do�察�not by 
what they say。 Believe in looks rather than in words。
  Before trusting a man�察�before putting it in his power to cause you a 
loss�察�posses yourself of every available information relative to him。 
Learn his history�察�his habits�察�inclinations and propensities�察�his 
reputation for honesty�察�industry�察�frugality�察�and punctuality�察�his 
prospects�察�resources�察�supports�察�advantages and disadvantages�察�his 
intentions and motives of action�察�who are his friends and enemies�察�and 
what are his good and bad qualities。
  You may learn a man's good qualities and advantages from his friends ´ 
his bad qualities and disadvantages from his enemies。 Make due allowance 
for exaggeration in both。
  Finally�察�examine carefully before engaging in anything�察�and act with 
energy afterward。 Have the hundred eyes of Argus beforehand�察�and the 
hundred hands of Briarius afterward。

             512。 MAXIMS BY DR。 FRANKLIN ON THE WAY TO WEALTH
    ´ God helps those who help themselves。
    ´ Many words won't fill a bushel。
    ´ Sloth�察�like rust�察�consumes faster than labour wears。
    ´ The key often used is always bright。
    ´ Dost thou love life �拭�Then do not squander time�察�for that is the
      stuff life is made of。
    ´ The sleeping fox catches no poultry。
    ´ There will be time enough for sleep�察�in the grave。
    ´ If time be of all things the most precious�察�wasting time must be
      the greatest prodigality。
    ´ Lost time is never found again。
    ´ What we call time enough�察�always proves little enough。
    ´ Sloth makes all things difficult�察�but industry all easy。
    ´ He that riseth late must trot all day�察�and shall scarce overtake
      his business at night。
    ´ Laziness travels so slowly�察�that poverty soon overtakes him。
    ´ Drive thy business�察�lest it drive thee。
    ´ Early to bed and early to rise�察�makes a man healthy�察�wealthy and
      wise。
    ´ Industry need not wish。
    ´ He that lives upon hope�察�will die fasting。
    ´ There are no gains without pains。
    ´ Help�察�hands�察�for I have no lands。
    ´ He that hath a trade�察�hath an estate�察�and he that hath a calling��
      hath an office of profit and honour�察�but the trade must be worked
      at�察�and the calling well followed�察�or neither will enable us to pay
      our taxes。
    ´ The drone in the hive makes no honey。
    ´ At the working mans house hunger looks in�察�but does not enter。
    ´ Industry pays debts�察�but despair increaseth them。
    ´ Diligence is the mother of good luck。






    ´ God gives all things to industry。
    ´ Plough deep while sluggards sleep�察�and you will have corn to sell
      and to keep。
    ´ One today is worth two tomorrow。
    ´ Have you somewhat to do tomorrow�察�do it today。
    ´ If you were a servant�察�would you not be ashamed that a good master
      should catch you idle �拭 �Are you�察�then�察�your own master �拭�be ashamed
      to catch yourself idle。
    ´ The cat in gloves catches no mice。
    ´ Light strokes fell great oaks。
    ´ By diligence and patience�察�the mouse ate into the cable。
    ´ Employ thy time well�察�if thou meanest to gain leisure�察�and since
      thou art not sure of a minute throw not away an hour。
    ´ A life of leisure and a life of laziness�察�are two things。
    ´ Troubles spring from idleness�察�and grievous toils from needless
      ease。
    ´ Many would live by their wits�察�without labour�察�but they break for
      want of stock。
    ´ Industry gives comfort�察�plenty�察�and respect。
    ´ Now I have a sheep�察�and a cow�察�everybody bids me good´morrow。
    ´ I never saw an oft removed family�察�Nor yet an oft removed family��
      That throve so well as one that settled thee。
    ´ Three removes are as bad as a fire。
    ´ Keep thy shop�察�and thy shop will keep thee。
    ´ If you would have your business done�察�go�察�if not�察�send。
    ´ He that by the plough would thrive�察�himself must either hold or
      drive。
    ´ The eye of the master will do more work than both his hands。
    ´ Want of care does us more damage than want of knowledge。
    ´ Not to oversee workmen�察�is to leave them your purse open。
    ´ In the affairs of the world�察�men are saved not by faith�察�but for
      the want of it。
    ´ Learning is to the studious�察�and riches to the careful�察�as well as
      power to the bold�察�and heaven to the virtuous。
    ´ If you would have a faithful servant�察�and one that you like��
      serve yourself。
    ´ A little neglect may breed great mischief。
    ´             For want of a nail the shoe was lost��
                  For want of a shoe the horse was lost��
                  For want of a horse the rider was lost ´
                  Being overtaken and slain by the enemy。
    ´ If a man save not as he gets�察�he may keep his nose to the grindstone
      all his life�察�and die not worth a groat。
    ´ A fat kitchen makes a lean will。
    ´ Many estates are spent in the getting�察�since women for tea�察�forsook
      spinning and knitting�察�and men for punch�察�forsook hewing and
      splitting。
    ´ The Indians did not make Spain rich�察�because her out´goes were
      greater than he incomes。









    ´ What maintains one vice would bring up two children。
    ´ Many a little makes a mickle。
    ´ Beware of little expenses�察�a small leak will sink a great ship。
    ´ Who dainties love�察�shall beggars prove。
    ´ Fools make feasts�察�and wise men eat them。
    ´ Buy what thou dost not need�察�and ere long thou shalt sell thy
      necessaries。
    ´ At a great bargain pause awhile。
    ´ It is foolish to lay out money in the purchase of repentance。
    ´ Wise men learn by another's harms�察�fools scarcely by their own。
    ´ Silks and satins�察�scarlet and velvets�察�put out the kitchen fire。
    ´ A ploughman on his legs�察�is higher than a gentleman on his knees。
    ´ Always taking out of the meal tub�察�and never putting in�察�soon
      comes to the bottom。
    ´ When the well is dry we know the worth of water。
    ´ If you would know the value of money�察�try to borrow。
    ´ Fond pride of dress is sure a very curse。
    ´ Ere fancy you consult�察�consult your purse。
    ´ Pride is a loud a beggar as want�察�and a great deal more saucy。
    ´ Vessels large may venture more�察�but little boats should keep the
      shore。
    ´ Pride that shines on vanity sups on contempt。
    ´ Pride breakfasted with plenty�察�dined with poverty�察�and supped with
      infamy。
    ´ The second vice is lying�察�the first is running in debt。
    ´ Lying rides upon debt's back。
    ´ It is hard for an empty bag to stand upright。
    ´ Creditors have better memories than debtors。
    ´ Creditors are a superstitious sect�察�great observers of set days
      and times。
    ´ The borrower is a slave to the lender�察�and the debtor to the
      creditor。
    ´ Experience keeps a dear school�察�but fools will learn in no other
      and scarce in that�察�for we may give advice�察�but we cannot give
      conduct。
    ´ They that will not be counselled cannot be helped。
    ´ Distrust and caution are the parents of security。
    ´ There is neither honour nor gain got in dealing with a villain。
    ´ Light purse�察�heavy heart。
    ´ Ne'er take a wife till thou hast a house ��and a fire�� to put her in。
    ´ Great talkers�察�little doers。
    ´ Relation without friendship�察�friendship without power�察�power without
      will�察�will without effect�察�effect without profit�察�and profit without
      virtue�察�are not worth a farthing。
    ´ He has changed his one´eyed horse for a blind one。









                    TO ALL WHO HAVE PURCHASED THIS WORK
                    ´

  You are now in possession of about all the latest and most useful 
receipts that are in the country�察�many of which are now being sold�察�
frequently�察�for from 5 to 10 and 20 each�察�and if you will now be wise�察�
do that which will be to your own interest�察�allow no man to see this work�察�
but keep the receipts profoundly secret�察�except as you sell them。 You may 
dispose of enough of them�察�written off�察�every year you have the book�察�to 

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