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firm's balance�察�Mr。 Clymer�察�we bank here�察�you know。; 

     ;Yes。; Clymer's look of anxiety deepened。 

     ;Did you see McDonald as you came in�拭─�

     ;Yes�察�he cashed some checks for me。; 

     ;Your personal checks�拭─�

     ;Yes。;    Kent looked questioningly at Clymer。             What do you mean�拭─�

     ;Only     this�察 �that  all  moneys     deposited    here    in  the  firm   name    of 

Rochester and Kent have been drawn out。; 

     ;That's not possible� ─�Kent started up。 

     ;Checks   on   that   account   must   bear   both   Rochester's   signature   and 

mine。; 

     ;Checks bearing both signatures have been presented for the total sum 

deposited to your credit�察─�stated Clymer and he picked up four canceled 



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checks。     ;See for yourself。; 

     Kent stared at the checks in dumbfounded silence�察�then carrying them 

to the light he examined them with minute care before bringing them back 

to the bank president。 

     ;This is the first I have heard of these transactions�察─�he said。 

     ;You mean ´; 

     ;That   the   signatures   are   clever   forgeries。; His   statement   was   heard 

with gravity。     Taylor exchanged a meaning look with the New Yorker。 

     ;You   mean   your   signature   is   a   forgery�察─  �he   suggested。  ;Rochester 

had a peculiar gift of penmanship。; 

     Kent   sprang   up。   ;Do   you   accuse   Philip   Rochester   of   signing   these 

checks and inserting my name to them�拭─�

     ;I do�察─�calmly。     ;I am not familiar with your signature�察�Kent�察�but that 

Rochester wrote the body of those four checks and put his own signature 

at the bottom I will swear to in any court of law。           To make them valid he 

had to add your name。; 

     ;But�察   �d´mn    it�察 �man� ─   �Kent   stared   in  bewilderment       at  his  three 

companions。       ;Rochester was honorable and straight´forward ´; 

     ;And addicted to drink�察─�put in Harding。            ;But not a forger�察─�retorted 

Kent firmly。      Harding's only rejoinder was a skeptical smile as he turned 

to address Clymer。 

     ;So Rochester not only has taken his own money�察�but withdrawn that 

belonging to the firm of Rochester and Kent without the knowledge of his 

junior partner�察�it looks black�察�Mr。 Clymer�察─�he remarked。 ;Especially when 

taken in consideration with his other involved financial transactions。; 

     ;Where will we find Rochester�察�Kent�拭─�asked Taylor�察�before the bank 

president could answer the New Yorker。 

     Kent paused in indecision。        What reply could he make without further 

involving     Rochester     in  trouble�拭  �He    had   not   the  faintest  idea   where 

Rochester was�察�but to state that he was missing could not but add to the 

belief that he had made away with all the money he could lay his hands on。 

The noon edition of the Times had hinted at Rochester's disappearance but 

had    stated   they   could   not   get  the   statement    confirmed     from   Police 

Headquarters�察�obviously Harding and Taylor had not seen the newspaper。 



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     Was it just to the men before him to keep them in the dark�拭                �If their 

claims were true�察�and Kent never doubted that they were�察�they had already 

lost money through Rochester's extraordinary behavior。 Kent turned sick 

at the thought of his own loss ´ his savings swept away。                Would Barbara 

wait for him ´ was it fair to ask her�拭�

     Taylor broke the prolonged silence。 

     ;I met Detective Ferguson on my way here�察─�he stated。                 ;He told me 

that the police were looking for Rochester。; 

     ;What�拭─�Harding looked up�察�startled。            ;Why didn't you inform me of 

that�拭─�

     ;Well�察  �I   thought   we'd   better   hear   from   Mr。   Clymer   the   true   state   of 

Rochester's finances�察─�responded Taylor。            ;I never anticipated such facts 

as he has given us。; 

     ;But if you knew the police were after Rochester ´; objected Harding。 

     Clymer broke into the conversation�察�there  was a heavy frown on   his 

usually     placid   countenance。        ;I   judged    from    Detective     Ferguson's 

confidences to us�察�Kent�察�at the Club de Vingt that he was wanted by the 

police in connection with the Turnbull tragedy�察�but the facts brought out 

through     Harding's    action    to  attach   Rochester's    bank    account�察   �puts  a 

different construction on Rochester's disappearance。; 

     ;What     had    Rochester     to  do   with   Jimmie     Turnbull�拭─    �questioned 

Harding�察�before Kent could answer Clymer。 

     ;They lived together�察─�he replied shortly。 

     ;And one dies and the other disappears�察─           �Harding whistled dolefully。 

;Wasn't Mr。 Turnbull an official of this bank�察�Mr。 Clymer�拭─�

     ;Yes�察�our cashier。; 

     ;Were his affairs involved�拭─�

     ;Not in the least�察─�Clymer spoke with emphasis。               ;A most honorable 

fellow�察�Jimmie Turnbull�察�his murder was a shocking affair。; 

     ;Have the police found any motive for the crime�察�Kent�拭─�asked Taylor。 

     ;I believe not。; 

     Harding�察  �who   had   been     ruminating     in   silence�察  �leaned  forward�察  �his 

expression alight with a sudden idea。 

     ;Could it be that Turnbull found out that Rochester was passing forged 



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checks�察�and Rochester insured his silence by Poisoning him�拭─�he asked。 

     Clymer and Kent exchanged glances�察�as Kent's thoughts reverted to the 

forged letter presented by Turnbull to the bank's treasurer�察�whereby he had 

been    given    McIntyre's    valuable   negotiable      securities。  Could   it   be  that 

Rochester had written the letter�察�given it to his room´mate�察�Turnbull�察�and 

the   latter�察  �thinking   it   genuine�察  �had   secured   the   McIntyre   securities   and 

handed them over to Rochester�拭            �The idea took Kent's breath away�察�and 

yet�察�the more he contemplated it�察�the more feasible it appeared。 

     ;What's the date on those checks�拭─�demanded Kent。 

     ;Tuesday   of     this   week   ´   the  day   Jimmie   Turnbull   died。;     Clymer 

turned     them    over。   ;They      are  drawn     payable    to  cash�察  �and    bear   no 

endorsement�察�which shows Rochester must have presented them himself。; 

     Harding   and   Taylor   glanced   significantly   at   each   other�察  �but   neither 

spoke。     Suddenly Kent pushed back his chair and rose without ceremony。 

     ;Don't go�察�Kent。;       Clymer took up some papers。             ;There's a matter ´ 

; 

     ;It   will   keep。;  Kent's   mouth   was   set   and   determined。     ;I   give   you 

my word of honor that all Rochester's honest debts will be paid by the firm 

if   necessary�察  �I   will   obligate   myself   to   that   extent�察─  �he   paused。 ;As   for 

you fellows�察─�turning to Harding and Taylor who had also risen。                      ;Give 

me twenty´four hours ´; 

     ;What for�拭─�they chorused。 

     ;To 1ocate Philip Rochester�察─�and waiting for no answer Kent bolted 

out of the office。 



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                             CHAPTER XV 



                            WHEN THE LIGHT FAILED 

     The     city  lights   were    springing     up   block    T   after  block    along 

Pennsylvania Avenue   as   Detective   Ferguson   left   that   busy   thoroughfare 

and hurried to the Saratoga。        He stepped inside the lobby of the apartment 

house a full minute before his appointment with its manager�察�and went at 

once   to   look   him   up。   Before

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